1. Investment Nature & Risk

• Investments are made directly into 3D Invest, a private company registered in Spain.
  
  
• All investments carry financial risk, including the possible partial or total loss of capital.
  
  
• Estimated monthly returns of 6% to 7% are projections and are not legally or contractually guaranteed.
  
  
• Past performance is no indication of future results.
  
  

2. Contract Duration & Renewal

• Each investment contract has a fixed duration of three (3) months.
  
  
• Contracts are automatically renewed for an additional 3-month term unless the investor provides written notice of cancellation at least thirty (30) days before the renewal date.
  
  
• Notice of cancellation must be sent by email or registered mail and will be effective upon confirmed receipt by 3D Invest.
  
  

3. Returns & Capital Repayment

• Monthly returns are paid by SEPA or international bank transfer on or before the 5th calendar day of each month.
  
  
• If the investor opts for lump-sum payment, both return and capital are paid at the end of the contract term.
  
  
• Capital is repaid within two (2) business days following the end of the contract, provided cancellation was submitted in accordance with Article 2.
  
  
• 3D Invest is not liable for payment delays caused by external banking or technical issues beyond its control.
  
  

4. Liability Disclaimer

• 3D Invest provides access to private investment in a legally registered business but does not guarantee profitability or business success.
  
  
• Investors bear full responsibility for their financial decisions and assume all associated risks.
  
  
• 3D Invest is not liable for any indirect, incidental, or consequential losses arising from the investment.
  
  
• The maximum liability of 3D Invest is limited to the amount invested by the individual investor.
  
  

5. Legal Compliance

• 3D Invest operates under applicable Spanish law and adheres to regulations concerning private investment agreements.
  
  
• Investors must be at least 18 years old and legally permitted to invest under the laws of their country of residence.
  
  
• Investors are required to provide accurate and verifiable identity and banking information.
  
  

6. Data Protection

• Personal and financial data are handled in accordance with the EU General Data Protection Regulation (GDPR) and relevant Spanish data protection laws.
  
  
• No personal data will be shared with third parties, except where required by law or with explicit investor consent.
  
  

7. Governing Law & Dispute Resolution

• These Terms & Conditions are governed by the laws of Spain.
  
  
• Any legal disputes arising from the investment or the interpretation of these terms shall be submitted to the competent courts of Santa Cruz de Tenerife, Spain.